add to next page fees~0.25-0.5% Other than registering online very little work You tell a website your risk tolerance and the ‘robot’ gives you a predetermined diversified portfolio that is diversified across geography, company size and industry automatic rebalancing selling off areas that have done well, and buying underperforming areas that tend to cycle wealthsimple invest, questwealth, all major banks You can do this yourself for lower fees, but a little more work